What are your student loan options?

Federal Direct Loans (subsidized and unsubsidized)

Available to undergraduate and graduate students attending college at least half-time.

Federal Direct PLUS Loans

Credit-based loans offered by the federal government. Available to graduate or professional degree students and parents of dependent undergraduate students.

Private loans (also called alternative loans)

Credit-based student loans which may be available for undergraduate and graduate students, as well as students pursuing professional degrees or qualified certificate or licensure programs. May also be financing options for anyone (such as a parent, relative, or sponsor) who may be interested in borrowing to help the student pay for college. These loans are provided by banks or other lenders.

Caroline Hanson
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Caroline Hanson

Communications Consultant at Wells Fargo
Copywriter at Wells Fargo.

She’s experienced in planning and paying for college both as a student and parent. With one child through college and two more a few years away from it, she is right there with you on the college-planning journey. A creative pro with years logged in journalism, public relations, and marketing, she’s been writing for the College Planning Blog since its launch in 2006.
Caroline Hanson
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