Category Archives: Consolidation

The Pros and Cons of Student Loan Consolidation

You might find entering repayment after graduation to be a bit of a challenge. You’re starting a new phase of your life, launching your career, and adjusting to a whole new set of responsibilities and freedoms. Trying to figure out … Continue reading

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Repayment Tips for Student Loan Borrowers

For May graduates, student loan repayment begins during November or December following a six-month grace period that is allowed on most federal and private student loans. Although graduates may understand the value of a college degree, navigating life after college… Continue reading

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Considering Loan Consolidation?

For those of you who found it necessary to finance your education with Student Loans, it may be beneficial to explore your private student loan consolidation options. The benefits can be significant: You can simplify your bill paying. No need… Continue reading

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Can I lower my student loan interest rate?

One of the questions we Student LoanDown bloggers get asked frequently (through comments and our Ask the Expert tool) is, “Can I lower my student loan interest rate?” Some folks are looking to lower their monthly payment because they’re not… Continue reading


Repay the smart way

Recent grads, have you made your first student loan payment? If not, it’s coming. The six-month grace period of Federal Stafford Loans is ending for May graduates, which means it’s time to repay. Here are a few ideas to start… Continue reading


Wait to consolidate?

Right now, student loan consolidation may be on the minds of many student loan borrowers. If you graduated in May, your loans are probably coming out of their grace period right about now. Some of you may already have made… Continue reading


Who else is waiting for ‘Student Loan Payday’?

It’s August, which means that it’s tuition time for the many of us heading back to school. *GULP* Over the next few weeks, the loans I am borrowing will be disbursed to my university to pay off the tuition and… Continue reading


Take it to the limit

After July 1, you’ll have an even bigger reason to apply for federal aid—increased Federal Stafford Loan  limits. In case you need a couple of reminders why it’s a good idea to max out your federal funding before turning to… Continue reading

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Raising my hand with consolidation questions

I’m a sucker for breaking the awkward silence. If a professor waited long enough after asking a question in college, I would always pipe up. Well, if I kind of knew the answer. I asked y’all for questions about student… Continue reading


To consolidate or not to consolidate?

That is the question … on a lot of graduates’ minds this time of year. Most May graduates are in a grace period on their federal loans right now—and their decision to consolidate  their student loans should be made before… Continue reading

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