Category Archives: Lenders

Can I lower my student loan interest rate?

One of the questions we Student LoanDown bloggers get asked frequently (through comments and our Ask the Expert tool) is, “Can I lower my student loan interest rate?” Some folks are looking to lower their monthly payment because they’re not… Continue reading


Renew old, seek new funds

Caroline has already gone over some details of the FAFSA for beginners, but what about those of you who filed a FAFSA (Free Application For Federal Student Aid)  last year? You need to complete a FAFSA every year you’re in… Continue reading


Realistic resolutions

Happy 2009! Have you made any New Year’s resolutions?  I’m not a particularly successful resolution-keeper. Last year, I vowed to eat healthier, and for six weeks it was nothing but oatmeal for breakfast, salads for lunch, and Lean Cuisine®  for… Continue reading

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Repay the smart way

Recent grads, have you made your first student loan payment? If not, it’s coming. The six-month grace period of Federal Stafford Loans is ending for May graduates, which means it’s time to repay. Here are a few ideas to start… Continue reading


Staying ahead of your student loan payments

Last week I was talking with a friend of mine who is still paying off his student loans from graduate school. Like he does with his car loan and his mortgage, he pays more than the minimum amount. The extra… Continue reading


Learning from your financial aid mistakes, part 3

Not long ago I read an article that made me cringe: A graduate student at California State University, Northridge  decided to put her tuition on a credit card. On her credit card? With all the other options out there? [Gasp.]… Continue reading


Learning from your financial aid mistakes, part 2

Generally, Wells Fargo recommends that students exhaust all of their “free money” (such as grants and scholarships) first, then borrow federal student loans, and if they need additional funds, consider private student loans . Graduate student Jennifer weighs the pros and… Continue reading

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Learning from your financial aid mistakes, part 1

As we commemorate the second anniversary of the Student LoanDown — how can it be two years already? — I’m reminded of why we started blogging in the first place: To have a conversation about education financing. Although we bloggers… Continue reading

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Do not pass Go, do not collect $200

Some of the comments we’ve been receiving as of late—and I haven’t been able to publish them all because they don’t meet our Comment Guidelines—indicate that the Student LoanDown blog hasn’t been spending enough time discussing student loans. I’m not… Continue reading


Reflecting on my mortgage

So I’ll be completely honest with you: Closing on my house was very anticlimactic. It wasn’t an event loaded with great excitement—certainly no balloons or party horns. And it didn’t leave me with a feeling of deep responsibility while a… Continue reading

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